If you cannot make your mortgage payments, then you are probably in enough of a hardship for the lender to approve a short sale.
A short sale is a very positive solution to a tough situation.
Typically, the bank agrees to let you sell the home at market value and absorbs the loss. I’ve been working these very successfully for the past 2 years. Your credit report can recover very quickly.
Do Not Delay! Once you are two or three months past due, get into action. And….you don’t even have to be late.
There are many other benefits which I’d be happy to discuss with you personally. If you are outside San Diego, I can refer you to a Certified Distressed Property Expert (CDPE) in your area.
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